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Posted On: September 21, 2010 by Scott Sagaria

Foreclosure FAQ Continued

A San Francisco bankruptcy attorney continues to answer your foreclosure concerns.

If my home is sold at foreclosure do I have to immediately leave?
No. State law provides for a certain amount of time before the borrower must vacate the foreclosed property. If a borrower remains in the property after the date given to vacate, the new owner will generally take legal action to try and remove the occupant.

How can bankruptcy help with foreclosure?
Filing for bankruptcy not only stops a foreclosure date, but also allows for the borrower to try and develop a feasible repayment plan. The repayment plan is available under chapter 13 of the bankruptcy code. Under chapter 13, the borrower will make monthly payments to the bankruptcy trustee, who is in charge of disbursing the payments to the lender. The borrower is required to resume making their monthly mortgage payment to the lender.

We can answer all your questions regarding filing a Chapter 7 bankruptcy, a Chapter 11 bankruptcy, a Chapter 13 bankruptcy, bankruptcy litigation, legal debt settlement, mortgage modification, lien stripping, cram down, stopping a foreclosure, wage garnishment,asset protection, discharging a debt, etc. If you need help regarding a bankruptcy in San Francisco, call us at (415) 946-8882 or (1800) 941-6730 and we will be more than happy to offer you a free consultation over the phone. You can also fill out a free online evaluation at our website, www.sagarialaw.com, or request a free face to face appointment at a Sagaria Law office location close to you. We have bankruptcy attorneys located throughout California and Oregon to assist you with all your debt resolution needs.

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