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Posted On: October 4, 2010 by Scott Sagaria

Bankruptcy and Foreclosures

A San Francisco bankruptcy attorney describes how filing bankruptcy may stop a foreclosure.

It is possible to avoid foreclosure by filing for bankruptcy. When a bankruptcy petition is filed an automatic stay goes into effect, protecting the debtor’s home from any adverse action that may otherwise be taken by the lender. If the debtor files for chapter 13 bankruptcy, a repayment plan is submitted to the court for approval. The chapter 13 plan generally provides for the mortgage arrears to be repaid over the course of 36-60 months, allowing the borrower to remain in the home while those payments are being made.

If you have questions regarding bankruptcy in San Francisco or bankruptcy in the greater Bay Area please contact our San Francisco Bankruptcy Attorneys at (415) 946-8882 or (1800) 941-6730 for a free consultation or visit www.sagarialaw.com and request a free face to face appointment in a Sagaria Law office location nearest you. Our team of Bankruptcy Lawyers, Bankruptcy Client Care Specialists and Bankuptcy staff supporting San Francisco and Bay Area consumers in debt can assist you with all aspects of your bankruptcy or bankruptcy litigation case. If you have questions about filing a Chapter 7 bankruptcy, a Chapter 11 bankruptcy, a Chapter 13 bankruptcy, or would like to learn more about bankruptcy litigation, legal debt settlement, mortgage modification, lien stripping, cram down, stopping a foreclosure, wage garnishment, asset protection, discharging a debt, etc. we can help! We have bankruptcy attorneys located throughout California and Oregon who can assist you with all of your debt resolution questions. Please feel free to complete our free online bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy. We look forward to hearing from you, San Francisco Bay Area!

Posted by Scott Sagaria | | Email This Post | Comments (0)

Posted In: Chapter 13 Bankruptcy , Foreclosure

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