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Posted On: November 10, 2010 by Scott Sagaria

Bankruptcy Law Overview

A San Francisco bankruptcy attorney provides a brief overview of bankruptcy law.

Through the courts, it is possible to attain relief from his or her debts by using the bankruptcy process. It is important to remember that relief from his or her debts may be a full or partial discharge of all debts, and sometimes, repayment of the debts is stipulated.

There are four different main types of bankruptcy, all with their own guidelines: Chapter 7, Chapter 11, Chapter 13, and Chapter 20. Chapter 7 bankruptcy is usually thought of as a personal bankruptcy. During a Chapter 7 bankruptcy, a trustee is chosen to manage the filer's property and most of the debts are discharged. Since October 2005, income limitations have been set to enable and disable certain people for qualifying for Chapter 7 bankruptcy.

Chapter 11 bankruptcy is usually filed by businesses. In Chapter 13 bankruptcy, a repayment plan must be chosen and certain limitations are set relating to non-contingent, liquidated and secured debts; which disable some people for qualifying for Chapter 13 bankruptcy.

Chapter 20 bankruptcy is the procedure of filing Chapter 7, followed by Chapter 13, so that the debtor can pay any missed mortgage payments. No matter which bankruptcy procedure you decide to file, it is wise to do your research and contact an experienced bankruptcy lawyer who is familiar with bankruptcy law.

At Sagaria Law, we offer an exceptional team of bankruptcy lawyers, bankruptcy client care specialists and bankruptcy staff supporting San Francisco. If you need help regarding bankruptcy in San Francisco, contact us at (415) 946-8882 or (1800) 941-6730 for a free consultation or visit us online at www.sagarialaw.com to request a free in person appointment at a Sagaria Law office location nearest you. We can answer your questions regarding filing a Chapter 7 bankruptcy, a Chapter 11 bankruptcy, a Chapter 13 bankruptcy, bankruptcy litigation, legal debt settlement, mortgage modification, lien stripping, cram down, stopping a foreclosure, wage garnishment, asset protection, discharging a debt, etc. We have bankruptcy attorneys located throughout California and Oregon to assist you with all your debt resolution questions. Please feel free to complete our free online bankruptcy evaluation to quickly determine if you are a qualified candidate for bankruptcy. We look forward to hearing from you, San Francisco!

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Posted In: California Bankruptcy Law

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"I was truly in a state of confusion over possibly losing my house to the bank and going into debt to save it before I found an advertisement for Sagaria Law. I was impressed with their business and how I was treated. They took me through the whole process and I was never alone. They followed through and my debt was released. Thank you so very much, Sagaria Law."
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100% Money-Back Guarantee from Sagaria Law

If the courts do not accept your bankruptcy filing because of an error on our part, we will refund 100% of your money, including the filing fee!

At Sagaria Law, PC we want to guide you on the path to financial freedom and realize this is not an easy task for most. We respect your devotion to better your circumstances even with financial hardship and thus are willing to guarantee that if you retain us, we will do everything we can, legally and ethically, to help you become debt-free.

The Fine Print

The Sagaria law guarantee covers everything that a bankruptcy law firm produces in order to successfully complete a bankruptcy filing. We guarantee that it will be done in a manner that is accepted for filing with the bankruptcy clerk's office.

There may be reasons beyond our control that may cause a case to be dismissed. Therefore, the 100% Money-Back Guarantee does not guarantee;

  1. That you will receive a discharge.
  2. That you will receive a discharge of all debts or of any particular debt.
  3. That your case won't be dismissed for reasons not related to the paperwork being accepted for filing.
  4. That you, our client, will successfully complete all of your obligations including accurate disclosure of debts, completing your forms on time and attending your 341 meeting as scheduled.
  5. That you will not lose assets in chapter 7, or that creditors won't successfully argue for the repossession of collateral in chapter 13.
  6. That you will not encounter challenges of any kind to your bankruptcy case.

Take advantage of this offer. Get started now by completing your FREE online bankruptcy evaluation, accessible from our home page.

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