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Posted On: April 1, 2011 by Scott Sagaria

What Is the Process For Home Foreclosure In San Francisco?

In recent years we have seen the amount of home foreclosure increase. In 2010 the reports were 1 in 7 home loans were foreclosed. 

Home foreclosure begins as soon as the first payment is missed. The mortgage lender will send a letter letting you know that the payment has been missed and you need to send it in as soon as possible. This process will usually continue for about two to three months. If this continues to the 60 day point then the lender will send a notice letting the home owner know that he intends to accelerate, he will clearly outline his intentions on this.

When and if the borrower does not respond in the initial contact faze the lender will then hire an attorney. The attorney then sends a demand letter. The letter is to inform the borrower that if his loan is not brought current the attorney will file an official notice with the court. Following this are the notice of default and then notice of sale.

All of the steps involved take time and it is never to late for the borrower to bring the loan current. If you are going through the process of foreclosure, don't wait you will save more money by bringing the loan up to date.

If you have a question regarding Bankruptcy in San Francisco please contact us at 1800.941.6730 and we can connect you with one of our experienced California Bankruptcy Attorneys . Sagaria Law can assist you with all aspects of your bankruptcy case. If you have questions about filing a Chapter 7 bankruptcy, a Chapter 11 bankruptcy, a Chapter 13 bankruptcy, lien stripping , a cram down, stopping a foreclosure or wage garnishment, asset protection, discharging debt, etc. we can help! We have bankruptcy attorneys located throughout California and Oregon who can assist in all of these important areas. Please complete our free bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy.

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Posted In: Foreclosure

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